c. myblog

December 19, 2013

Concentration Limits and Interest Rate Risk – a Moving Target

Over the last few years, many credit unions have been asked to complete concentration risk policies and develop limits founded on some type of analysis.  Some institutions have also included limits in their policy designed to mitigate exposure to interest rate risk as a supplement to more traditional asset/liability management practices.  These limits should be […]

December 12, 2013

The Strategic Plan is Only the Beginning

This is the time of year when many credit unions are putting a bow on strategic and financial plans while breathing a big sigh of relief. Do we have a realistic strategic plan that leads to desired financial performance? Check! Is the budget aligned with the strategic plan? Check! Now the fun begins. “Plans are […]

December 5, 2013

Stress Test Your Budget

Budget season is in full swing and with that comes putting your best foot forward regarding what could happen in the future. This is never an easy task whether you are budgeting for 2014 or doing a long-term financial forecast into 2015 and beyond. In our work with helping credit unions through the budget process, […]

November 21, 2013

Effective Project Management Is A Key Component To Successfully Implementing Strategic Plans

Some credit unions find that they are excellent at strategic planning, but terrible at execution.  Project management is a tool that can help with executing projects in a timely and well-planned manner.  The key is to keep your project management simple and straightforward. If there are too many projects (and too little time to complete […]

November 15, 2013

Survey on NCUA Proposed Rule for Capital Planning and Stress Testing

Recently, NCUA released its proposed rule for capital planning and stress testing.  Even though the regulation will only affect credit unions with assets $10 billion and above, consider your institution.  How adequately prepared are you if, in the future, this rule were to be applied to credit unions under $10 billion in assets? Let us […]

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