c. myblog

May 9, 2013

Liquidity – Evaluating And Understanding Your Contracts

Most liquidity concerns today revolve around having too much liquidity without viable investment opportunities. However, after the recent (and sustained) flight to safety, some credit unions are beginning to consider the potential impact of liquidity leaving insured financial institutions. In the short-term, a liquidity event may be significant deposit run-off or draws on unfunded loan […]

May 3, 2013

NCUA’s Interest Rate Risk Questionnaire – Starting the Conversation

More institutions are being presented with NCUA’s Interest Rate Risk Questionnaire in advance of examinations and being asked to fill them out. During the preparation for an examination, this may seem like the last thing a busy management team should be concerned with, but it should be taken as an opportunity to refresh credit union […]

April 26, 2013

Survey: Liquidity Sources

Do you have access to backup federal liquidity sources?  Please click here to answer our survey question.  All responses are anonymous.

April 19, 2013

Is Your Strategic Planning Session Strategically Planned?

If done appropriately, strategic planning can help guide a credit union toward making necessary decisions for the credit union’s future.  Strategic planning session(s) can outline where the credit union is now, determine where the credit union wants to be in the future and brainstorm how to get there. Below are some questions to consider when […]

April 11, 2013

Do A/LM Modeling Results Match What’s Intended?

Is your A/LM model producing the intended results?  During the course of validating other A/LM models, sometimes we see inputs that appear reasonable on the surface but are not producing the intended results. When conducting a recent credit union model validation, we were asked why the model showed a loss on 30-year mortgages when the […]

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