c. myblog

October 1, 2015

Project Management Tip #20: Time

Time focuses on how much time is allotted to complete a project. Time is a resource that project teams can wield in their favor by building out a timeline as part of their project plan. The time it takes to complete tasks in a project should be reasonable, and can best be estimated by seeking […]

September 25, 2015

Observations From ALM Model Validations: High Starting NEV Ratios

When performing model validations, it is common to see a net economic value (NEV) ratio that is considerably higher than the credit union’s current net worth ratio. Understanding NEV and net worth are two completely different concepts; there are reasons why starting with a high NEV ratio in the base environment may not be reasonable. […]

September 17, 2015

Planning for Successful Execution

Most organizations are juggling multiple projects at any given time. A critical element for successful project execution is having an understanding of how those projects affect one another in terms of resource requirements and timing. Without that understanding, resource bottlenecks will inadvertently be created. For more successful project execution, be sure to consider the following […]

September 10, 2015

Best Laid Plans

Over the next few months, credit unions will be going through their strategic planning process to discuss the direction and goals for the credit union going forward. Often, we see actionable game plans with the best intentions to stay focused on implementation, which is when the real tough work begins. Following are just a few […]

September 3, 2015

Observations from ALM Model Validations: Cost of Funds Back Testing

In the course of working with hundreds of credit unions and performing A/LM model validations, one area of weakness we see is in assumptions related to the cost of funds. Quite often, the modeled cost of funds does not (without good reason) represent historical costs as rates rise. There are two major assumptions that influence […]

Start typing and press Enter to search