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Success Tomorrow Depends On Business Model Decisions Today – c. notes

The future will be a threat to some and an opportunity to others.  It is most likely to be an opportunity for those who embrace uncertainty and are forward-thinking and intentional about optimizing their business models before it is necessary.  Financial institutions will need to revisit their fundamental business model strategies to ensure they continue […]

Success Tomorrow Depends on Business Model Decisions Today

Brexit’s Effect On Your Business Model

Except for those that have been on vacation in a very remote location, all of us have heard or read countless reports about how voters in The United Kingdom (UK) decided to leave the European Union (Brexit), and predictions about the impact to the global economy (Source). This decision will have long-term implications, as UK […]

CECL’s Threats To Your Business Model: Six Questions To Consider

CECL is a new set of rules that every credit union eventually will have to play by. While it may not be in effect until 2021, many credit unions could find that they need all that time to reposition their business models to prepare for its impact. Keep in mind that the impact being discussed […]

Will A Shift In Long-Term Borrowing Capacity Of Consumers Impact Your Business Model?

In February 2009, we published a c. notes article titled, Liquidity: 9 “What-Ifs” Worth Exploring.  Even though liquidity is not a concern now for many credit unions, events outside of their control could quickly make it a serious issue.  The article encourages credit unions to answer key valid questions to help prepare them for the […]

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