Entries by Kaylyn Aguilar

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Lower and Volatile Market Rates are a Catalyst for Improving Lending Efficiency

Uncertainty in market rates can be nerve-wracking.  It is also a catalyst for really taking control of what you can control.  Many credit unions have a very efficient process for indirect lending.  Why?  Two main reasons.  The margins are very thin, and the dealers demand speed. So while you can’t control market rates, you can […]

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Fed’s Real-Time Payments System – Time to Start Thinking Critically

Recently the Federal Reserve announced a plan to develop a real-time payments system, called the FedNow Service, to launch in 2023 or 2024.  This announcement is creating quite a buzz, and many are weighing in on the threats or opportunities. Rehearse tomorrow today by test driving the short-term, intermediate, and long-term impact real-time payments could […]