c. myblog

February 1, 2018

Now is the Time to Strategize on Investments

After the Great Recession, credit union loan-to-share ratios declined steeply and didn’t begin their long, slow recovery until 2013.  It has taken 4 more years to approach pre-crisis levels.  Now, credit unions are beginning to face very different questions than they have since the financial crisis. Even if your credit union isn’t feeling a liquidity […]

January 25, 2018

Keep Risk Concerns in Mind with New Uses for Blockchain Technology

Blockchain and digital currencies continue to gain more attention and traction in the market.  As this happens, the uses and applications of blockchain are becoming more varied as companies and people think innovatively about how to use this technology to enhance their businesses and lives.  While this is happening, it’s important to consider the risks […]

January 19, 2018

FinTechs vs. Traditional Lenders – Is There a Difference?

TransUnion recently released a study comparing FinTechs to other lenders, and used personal loans issued between 2014 and 2016 as the basis for the study.  The study’s objective is to answer the question, “Are FinTechs different from other lenders?”  Interestingly enough, this is a question credit unions have been speculating on for years in an […]

January 12, 2018

What’s the Real Promise of Artificial Intelligence (AI)?

In our blog of December 7, 2017, we asked the question, “How long do you believe it will be before AI will impact your business model and strategy?”  With options of less than 2 years, 2-5 years, 5-10 years, and greater than 10 years, the responses were heavily weighted toward the shorter end of around […]

January 3, 2018

180-Second Exercise: No Commitment Car Ownership With Fair

180-second exercises are a great way to practice brainstorming and thinking creatively about the different questions, concerns, and changes in the economy and consumer behavior – fast!  Use 180-second exercises as an icebreaker, team builder, or way to start thinking about a particular topic or trend on the horizon. In this exercise the focus is […]

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