c. myblog

August 10, 2017

CECL: Takeaways and Considerations from Recent Workshops

CECL is much more than an accounting issue and being focused only on compliance is shortsighted. The effects of CECL will transcend every area of credit unions and the implications, if they are understood, can be anticipated and prepared for. Communication with senior management is crucial to gain buy-in to these implications. C. myers has […]

August 2, 2017

Where Is Your Deposit Growth Coming From?

Many financial institutions have become increasingly concerned about liquidity and for good reason. While deposit growth is often celebrated, where that growth is coming from can have important implications with respect to liquidity, A/LM, and future plans around membership and asset growth. Is your institution’s deposit growth coming primarily from growth in new accounts or […]

July 26, 2017

c. notes – Continuous Process Improvement Supports Strategy

WESTCONSIN CREDIT UNION:  A PROCESS IMPROVEMENT CASE STUDY If you grew up in western Wisconsin, you probably knew this credit union as a great place to bank that’s full of friendly, helpful people. It has celebrated a long history of successes starting with its agricultural roots and continuing to today’s modern mix of urban and […]

July 19, 2017

Remaining Relevant Through Leveraging Technology and Member Needs

As you are probably well aware, Apple’s® iPhone® turned 10 years old recently.  Of the many articles written to commemorate this occasion, a couple in particular caught our eye.  In iPhone Review Redux:  10 Years Later, So Slow, So Small (Source:  The Wall Street Journal), the author describes her experience trying to use an original iPhone for a […]

July 12, 2017

Strategic Budgeting/Forecasting Questions: Connecting The Strategy

This last entry in our 6 blog series about Strategic Budgeting/Forecasting Questions addresses creating a more thorough understanding of the connections between strategies and the budgeting/forecasting process. Question 6 – What are other questions we should be asking? While this may at first seem like an open-ended consideration, the goal of this question is to […]

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