c. myblog

November 14, 2018

1 Quick Way to Link ALM and Marketing

It’s no secret that credit unions have tons of data that can be turned into actionable decision information. There are numerous options for financial institutions to take data, apply it to marketing efforts, and help enhance ALM results. Here is just 1: Focusing on the source of new members and the age of new members […]

November 7, 2018

Success Tomorrow Depends On Business Model Decisions Today – c. notes

The future will be a threat to some and an opportunity to others.  It is most likely to be an opportunity for those who embrace uncertainty and are forward-thinking and intentional about optimizing their business models before it is necessary.  Financial institutions will need to revisit their fundamental business model strategies to ensure they continue […]

October 31, 2018

Budgeting Your Cost of Funds Won’t Be Boring This Year

Some have described 2018 as a sweet spot, benefiting from some higher yield opportunities while not having to pay much extra on non-maturity shares. As short-term market interest rates have increased nearly 200 basis points in the past two years, most credit unions have seen the cost of funds increase only 5-10% of the change […]

October 23, 2018

Quickly Calculate Marginal Cost Of Funds

The latest addition to our Napkin Math Video series demonstrates how to quickly calculate the Marginal Cost of Funds for CD Promotions. Like the previous videos in this series, this short video shows the simple math that credit union leaders can literally do on the back of a napkin to understand ballpark financial performance. To […]

October 10, 2018

Money Markets are Walking Out the Door

Many credit unions are telling us that money markets are walking out the door. How concerned are you about this trend over the next 2 years? Let us know by taking our poll.

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