This video demonstrates the impact of new business earnings in lower rate environments and how technology enables real-time decision information to help decision-makers optimize their business. When you have 5 to 6 minutes, please watch this new video and let us know what you think. To view other videos, visit our videos page.
While there is no guarantee market rates will head back down, there sure are a lot of signs pointing in that direction. It is not just the inverted Treasury yield curve getting all the attention either. The CME FedWatch Tool indicates a growing expectation the Fed Funds rate will decrease from its current target range […]
Excerpt from CUNA – published on May 30, 2019. Credit unions can attract more deposits with motivational tactics, one expert says. Using simple account information allows credit unions to determine if members have savings accounts with other financial institutions or brokerage firms, and if deposits are flowing out to those providers, says Rob Johnson, executive […]
There is a lot of uncertainty these days in the economic and interest rate environments. This has made decision-making at credit unions more difficult. In January 2019, we wrote a blog on some ways to manage through an environment with a flattening yield curve. Since that time, the yield curve has not only flattened, but […]
In a previous napkin math video, we demonstrated an easy way to approximate the change in value when interest rates increase or decrease for bullet and amortizing products. This latest entry in our Napkin Math video series shows how you can use that same approach to calculate how value has changed in the current rate […]