c. myblog

January 16, 2019

Deposit Disruption, 2019 Edition

The following blog post was written by c. myers and originally published by CUES on January 2, 2019. How will you respond? Imagine a world where member deposits are harder and harder to come by—a world in which slow leaks in the potential deposit pool have become a steady drain. As you imagine that world, the time […]

January 9, 2019

C. myers’ CUES Webinar Excerpt – Profitability by Category in Changing Rate Environments

This excerpt from our recent CUES webinar demonstrates how to look at Profitability by Loan Category from a bottom-line perspective.  In less than 5 minutes, we walk through some clear examples of what could happen to loan profitability as market interest rates change. To view the entire 1-hour CUES webinar, titled Advance Management of Your […]

December 12, 2018

Three Financial Tests Credit Unions Are Running Today

The following blog post was written by c. myers and originally published by CUES on December 3, 2018. One of the advantages of running thousands of what-ifs for hundreds of credit unions each year is that it provides a window into what is on the minds of credit union executives.  The what-if scenarios that are being requested […]

November 28, 2018

Deposit And Liquidity Concerns

We have been talking about expectations of deposit and liquidity pressures for the last several years. Now, for many places those concerns are becoming reality. Loan growth for the industry has averaged about 10.6% for the last 4 years, while deposit growth has averaged about 6.1% for the same time frame. At the end of […]

November 14, 2018

1 Quick Way to Link ALM and Marketing

It’s no secret that credit unions have tons of data that can be turned into actionable decision information. There are numerous options for financial institutions to take data, apply it to marketing efforts, and help enhance ALM results. Here is just 1: Focusing on the source of new members and the age of new members […]

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