c. myblog

May 3, 2018

Additional Considerations of A/LM Implications of Recent Tax Reform

In early February, the blog post, The A/LM Implications of Tax Reform, addressed some of the potential A/LM considerations of the recent Tax Cuts and Jobs Act.  The focus at that time was on the potential challenges and opportunities stemming from: Lower corporate tax rate Reduction in the mortgage interest cap Changes to individual tax rates […]

April 26, 2018

Is ARM Refinancing Set to Increase?

Last week we posted a blog on the evolving mortgage landscape, focusing on changing consumer behaviors and expectations.  This blog addresses a more specific aspect of mortgage lending, the likelihood that due to increases in mortgage rates, financial institutions will see an increase in existing adjustable rate mortgages (ARM) that refinance, as well as an […]

April 18, 2018

Is Your Mortgage Experience Designed for Today’s Borrowers?

If you’re not already taking a closer look at the real estate lending side of your business, there are plenty of reasons to do so.  Home shortages, rising rates, competition, and tax law changes are some of the forces at work that warrant a renewed look at mortgage lending.  Many credit unions will find they […]

April 11, 2018

New Video in Our Napkin Math Series

We have added a new video to our Napkin Math Video Series. Like the other videos in this series, the new video shows simple math that people can do on a napkin to understand ballpark financial performance. When you have about three minutes, please view the new video and let us know what you think. […]

April 4, 2018

Keep Your Economic Engine Running

Credit unions have been laser focused on fine-tuning their main economic engine – lending – and many have been very successful. Loan demand is strong and liquidity is tightening. After years of attention to the engine, it’s time to put that same level of focus on the fuel. Without affordable sources of funding, that big, […]

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