c. myblog

January 16, 2019

Deposit Disruption, 2019 Edition

The following blog post was written by c. myers and originally published by CUES on January 2, 2019. How will you respond? Imagine a world where member deposits are harder and harder to come by—a world in which slow leaks in the potential deposit pool have become a steady drain. As you imagine that world, the time […]

December 19, 2018

All I Want for Christmas is AI

Written by David Loftus. A few weeks back, I asked my seven year old daughter what she wanted for Christmas.  Her reply, an Alexa.  My first thought was that she seems a little young so I thought I would ask a few questions.  “Why do you want an Alexa?” I asked.  “Because she does what […]

October 10, 2018

Money Markets are Walking Out the Door

Many credit unions are telling us that money markets are walking out the door. How concerned are you about this trend over the next 2 years? Let us know by taking our poll.

September 26, 2018

180-Second Exercise: Auto Subscription Plans Expected to Replace Leasing

Advancements in technology and easy access to mounds of data enable businesses to fuel consumers’ growing desires to have: Essentially on-demand access to experiences and “things” Little – to no – lasting commitment Frequent and easy access to micro-purchases This can open numerous doors for credit union decision-makers to evolve their thinking and mindsets on […]

July 25, 2018

HELOCS May Be Set To Take OFF – Is Your Credit Union Ready?

For the last 10 years it seems like the home equity line of credit (HELOC) has been a forgotten product for many credit unions and their members. As rates on fixed mortgages hovered at record low levels, and with home equity under pressure, the demand for variable rate HELOCs decreased for many institutions. However, that […]

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