c. myblog

April 18, 2018

Is Your Mortgage Experience Designed for Today’s Borrowers?

If you’re not already taking a closer look at the real estate lending side of your business, there are plenty of reasons to do so.  Home shortages, rising rates, competition, and tax law changes are some of the forces at work that warrant a renewed look at mortgage lending.  Many credit unions will find they […]

January 19, 2018

FinTechs vs. Traditional Lenders – Is There a Difference?

TransUnion recently released a study comparing FinTechs to other lenders, and used personal loans issued between 2014 and 2016 as the basis for the study.  The study’s objective is to answer the question, “Are FinTechs different from other lenders?”  Interestingly enough, this is a question credit unions have been speculating on for years in an […]

January 3, 2018

180-Second Exercise: No Commitment Car Ownership With Fair

180-second exercises are a great way to practice brainstorming and thinking creatively about the different questions, concerns, and changes in the economy and consumer behavior – fast!  Use 180-second exercises as an icebreaker, team builder, or way to start thinking about a particular topic or trend on the horizon. In this exercise the focus is […]

November 1, 2017

Recent Uncertainty Highlights The Importance of Evaluating Strategic Net Worth Requirements

The rapidly changing competitive environment and recent natural disasters are reminders of the importance of evaluating strategic net worth requirements. A key component to understanding strategic net worth requirements is taking a deliberate approach to understanding aggregate risk.  In a previous blog post we outlined an approach to help with this process. Two types of […]

August 23, 2017

Balancing Credit Union IT Projects Using A Member-Centric Approach

Technology innovation is exciting!  The newest technologies can change credit union business models, create a new customer experience, improve service, and reduce costs.  Consumers have more choices for ways to conduct their financial transactions than ever before, and we are a culture that values choices. Leaders face questions about how to best utilize the credit […]

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