c. myblog

October 31, 2018

Budgeting Your Cost of Funds Won’t Be Boring This Year

Some have described 2018 as a sweet spot, benefiting from some higher yield opportunities while not having to pay much extra on non-maturity shares. As short-term market interest rates have increased nearly 200 basis points in the past two years, most credit unions have seen the cost of funds increase only 5-10% of the change […]

October 23, 2018

Quickly Calculate Marginal Cost Of Funds

The latest addition to our Napkin Math Video series demonstrates how to quickly calculate the Marginal Cost of Funds for CD Promotions. Like the previous videos in this series, this short video shows the simple math that credit union leaders can literally do on the back of a napkin to understand ballpark financial performance. To […]

October 17, 2018

Practical Ways to Develop Your Next Team of Leaders

The following blog post was written by c. myers and originally published by CUES on October 8, 2018. As you work to build the next level of leadership in your organization, include activities that exercise their thinking as part of a cross-organizational team. The typical focus on individual skills is important, but actually taking on […]

October 3, 2018

Does Analyzing Business Decisions Through Volatility Make Sense?

A strong indicator of expected trends and opportunities credit unions are exploring is often found in the type of what-ifs requested from our clients. One of the many what-if requests we are getting is addressing deposits leaving, especially high-balance money markets. This pressure on liquidity, combined with other changes in the environment, is resulting in […]

September 26, 2018

180-Second Exercise: Auto Subscription Plans Expected to Replace Leasing

Advancements in technology and easy access to mounds of data enable businesses to fuel consumers’ growing desires to have: Essentially on-demand access to experiences and “things” Little – to no – lasting commitment Frequent and easy access to micro-purchases This can open numerous doors for credit union decision-makers to evolve their thinking and mindsets on […]

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