c. myblog

March 21, 2018

Time To Tune Up Modeling In Down Rate Environments

Over the past year or so, both ends of the yield curve have risen. With an increasing focus on data integrity in A/LM modeling, performing quality control and reasonability checks on modeled outputs has never been more important. One particular area of focus, given the increases in short-term rates over the last 12 months, is […]

March 14, 2018

New Napkin Math Video Series

Imagine brainstorming various ideas with your team.  You want to see the financial impact fast!  We created our Napkin Math Video Series to help keep the conversation moving.  The primary purpose of the videos is to show simple math that people can do on a napkin to understand ballpark financial performance. There are five videos […]

February 15, 2018

Opportunities within the Treasury Yield Curve

Much has been written about the U.S. Treasury yield curve recently – it’s narrowing, it’s widening.  It’s nearly impossible to predict.  While there will always be uncertainty regarding market interest rates, the current shape of the yield curve offers credit unions some opportunities to explore. Consider the decision to borrow funds.  Many credit unions are […]

December 19, 2017

Is The Yield Curve Flattening?

Going back to the end of 2015, the Federal Reserve has lifted the Fed Funds rate up from its zero lower bound to target a range of 1.25% to 1.50%, with additional tightening anticipated in 2018. Often, when places model risk, it is assumed that when short-term rates move, long-term rates will move parallel.  Thus, […]

November 9, 2017

Optimize Your Budget Business Intelligence

Given all of the time and rigor that typically go into the annual budget process, it makes sense to consider how that process might be improved and generate greater business intelligence for decision-makers.  Beyond creating a base budget, following these 6 steps can help take the budgeting process to the next level and provide leaders […]

Start typing and press Enter to search