c. myblog

March 27, 2014

Survey: NCUA’s Risk-Based Capital Proposed Rule

NCUA recently proposed a Risk-Based Capital rule that will change the way credit unions compute their risk-based capital ratio. The comment period for this proposed rule ends May 28 and many comments have already been received. We want to hear from you—is your credit union planning to submit comments on this proposed rule? Let us […]

November 15, 2013

Survey on NCUA Proposed Rule for Capital Planning and Stress Testing

Recently, NCUA released its proposed rule for capital planning and stress testing.  Even though the regulation will only affect credit unions with assets $10 billion and above, consider your institution.  How adequately prepared are you if, in the future, this rule were to be applied to credit unions under $10 billion in assets? Let us […]

October 17, 2013

Can Your Credit Union Absorb A Change to NCUA Risk-Based Net Worth Requirements?

Debbie Matz, NCUA Chair, recently announced in The NCUA Report that “NCUA staff is developing an approach targeted to the types of risk held by different credit unions. A net worth ratio of 7 percent would remain the floor… However, credit unions with assets over $50 million would be subject to improved risk-based capital requirements. […]

July 25, 2013

Survey: “Don’t Tax My Credit Union”

Tuesday was “Don’t Tax My Credit Union Day.”  We know that credit unions do a lot to benefit their members and surrounding communities.  What has your credit union done to quantify this benefit and show the positive impact to the community?  Click here to take our survey.

June 20, 2013

NCUA – Updated Standards of Investment Creditworthiness (Investment Grade)

One of the many results of the Dodd-Frank Act is that government agencies, including NCUA, remove references to Nationally Recognized Statistical Rating Organizations (NRSRO) that are contained within regulation. NCUA published the final rule pursuant to this order in December 2012, and the final rule became effective June 11, 2013. While the final rule does […]

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