c. myblog

October 17, 2013

Can Your Credit Union Absorb A Change to NCUA Risk-Based Net Worth Requirements?

Debbie Matz, NCUA Chair, recently announced in The NCUA Report that “NCUA staff is developing an approach targeted to the types of risk held by different credit unions. A net worth ratio of 7 percent would remain the floor… However, credit unions with assets over $50 million would be subject to improved risk-based capital requirements. […]

July 25, 2013

Survey: “Don’t Tax My Credit Union”

Tuesday was “Don’t Tax My Credit Union Day.”  We know that credit unions do a lot to benefit their members and surrounding communities.  What has your credit union done to quantify this benefit and show the positive impact to the community?  Click here to take our survey.

June 20, 2013

NCUA – Updated Standards of Investment Creditworthiness (Investment Grade)

One of the many results of the Dodd-Frank Act is that government agencies, including NCUA, remove references to Nationally Recognized Statistical Rating Organizations (NRSRO) that are contained within regulation. NCUA published the final rule pursuant to this order in December 2012, and the final rule became effective June 11, 2013. While the final rule does […]

May 3, 2013

NCUA’s Interest Rate Risk Questionnaire – Starting the Conversation

More institutions are being presented with NCUA’s Interest Rate Risk Questionnaire in advance of examinations and being asked to fill them out. During the preparation for an examination, this may seem like the last thing a busy management team should be concerned with, but it should be taken as an opportunity to refresh credit union […]

September 20, 2012

Survey: Operating Expense

We are currently gathering information on operating expense in the credit union industry and how much of it is spent on regulatory and compliance issues.  Please click here to take our brief survey.  Thanks!

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