A/LM EDUCATION

The Fundamentals: Using A/LM as a Weapon

Schedule of Classes

The First Step

Our flagship course addresses practical issues that credit unions struggle with daily. If you're like everyone else who has attended this course, you'll leave with a better grasp of the answers when faced with these and other questions:

  • What are other credit unions doing well—and not so well—to manage risk in their balance sheet?
  • Should current earnings be beefed up at the risk of sacrificing future earnings?
  • When considering core deposit studies, what questions should be asked?
  • What opportunities can be missed by using NEV, traditional income simulation, long-term net worth at risk simulations and rate shocks? What risks will not be seen?
  • What are some common misconceptions regarding regulatory requirements?
  • What should be included in an effective A/LM policy? What should be excluded?
  • How can key A/LM issues be communicated easily to board members in order to enhance understanding?

You'll have the opportunity to work in teams using case studies of real credit unions. We'll quickly test decisions you'd consider if you were managing these credit unions. You'll see how your decisions could change their financial performance and risk profiles.


Advanced Balance Sheet Management Strategies

Schedule of Classes

The Next Step

Decisions, not market interest rates, create risk. In this one-day course we will focus time and discussion on the right questions to ask when contemplating key strategic decisions. Such questions include:

  • What are some successful strategies implemented by other credit unions? Why were they successful?
  • What are new ways to "count our business everyday"?
  • How can credit unions determine if they are facing material risk of experiencing a low-cost funding shortage?
  • What questions should be considered when quantifying liquidity needs?
  • When considering derivatives as a risk mitigation strategy, what questions should be asked?

Throughout the course we will have roundtable discussions to address specific questions, issues and decisions you may be considering.


Customized Asset/Liability Management Courses Conducted at Your Credit Union...


...for CEOs and managements

You have unique needs and may have several managers who would benefit from A/LM education. We can customize our courses to address your unique needs in a cost-effective manner.

...specifically designed for board members

We put to work years of experience teaching thousands of credit union board members financial concepts in easy to understand terms. By incorporating experience-based exercises, participants should achieve new levels of confidence and understanding about risk-related concepts in a changing world.



Please contact us for additional information or to register for any of our courses.