Going back to the end of 2015, the Federal Reserve has lifted the Fed Funds rate up from its zero lower bound to target a range of 1.25% to 1.50%, with additional tightening anticipated in 2018. Often, when places model risk, it is assumed that when short-term rates move, long-term rates will move parallel. Thus, […]
It turns out that the internet is a great matchmaker—even beyond dating sites. eBay matches buyers to sellers, Airbnb matches rentals to renters, and LendingClub matches borrowers to lenders. Now, these stars of the sharing economy, many of whom were disruptors, are ripe for disruption themselves. These businesses still have a lot in common with […]
Artificial Intelligence (AI) is gaining momentum with consumers and is beginning to touch many business sectors. How long do you believe it will be before AI will impact your business model and strategy? Please take a moment and respond to our two-question survey. All responses are anonymous.
The following article was written by c. myers and originally published by CUES on November 20, 2017. More and more credit unions are recognizing the value of elevating budgeting to expand strategic thinking and drive better business decisions. The strategic budgeting process is an ideal avenue for connecting strategy, desired financial performance and risk appetite. To […]