Entries by Kaylyn Aguilar

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Optimize Your Margin Without Taking On More Credit Risk

5 minute read – It’s true that lower market rates are beyond your control, but it may be possible to make up some ground on the loan-to-asset ratio by doing more with the opportunities you’re already getting. When profitability becomes a focus, cost cutting measures are common – and often appropriate.  At the same time, […]

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Creative Thinking About Meeting Lending Needs

5 minute read – Wired recently published an article, A New Card Ties Your Credit to Your Social Media Stats, discussing a new startup company, Karat, which is designed specifically for social media influencers who have experienced difficulties being approved for mortgages, credit cards, or other financial products in the past. We thought this article […]