Entries by Kaylyn Aguilar

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Fintechs Don’t Have a Lock on Creative Mindset

Alternative financial providers continue to make inroads with creative solutions and non-traditional marketing efforts.  Although some Fintechs may never make a profit and ultimately fade away, they are still permanently changing the competitive landscape. It seems Fintechs recognize that many consumers live in a “gig economy” and shy away from longer-term commitments; this recognition creates […]

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Lower and Volatile Market Rates are a Catalyst for Improving Lending Efficiency

Uncertainty in market rates can be nerve-wracking.  It is also a catalyst for really taking control of what you can control.  Many credit unions have a very efficient process for indirect lending.  Why?  Two main reasons.  The margins are very thin, and the dealers demand speed. So while you can’t control market rates, you can […]