How many times per month do your members use mobile banking? Did you know that, when it comes to mobile app usage, banking apps are in the top 3? Only social media and weather apps are used more. Last month, Citi released the results of its 2018 Mobile Banking Study, which also revealed that 46 […]
If you’re not already taking a closer look at the real estate lending side of your business, there are plenty of reasons to do so. Home shortages, rising rates, competition, and tax law changes are some of the forces at work that warrant a renewed look at mortgage lending. Many credit unions will find they […]
TransUnion recently released a study comparing FinTechs to other lenders, and used personal loans issued between 2014 and 2016 as the basis for the study. The study’s objective is to answer the question, “Are FinTechs different from other lenders?” Interestingly enough, this is a question credit unions have been speculating on for years in an […]
180-second exercises are a great way to practice brainstorming and thinking creatively about the different questions, concerns, and changes in the economy and consumer behavior – fast! Use 180-second exercises as an icebreaker, team builder, or way to start thinking about a particular topic or trend on the horizon. In this exercise the focus is […]
The rapidly changing competitive environment and recent natural disasters are reminders of the importance of evaluating strategic net worth requirements. A key component to understanding strategic net worth requirements is taking a deliberate approach to understanding aggregate risk. In a previous blog post we outlined an approach to help with this process. Two types of […]
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