Higher auto rates, whispers of a potential recession, and rising prices of cars have made just a minor dent in recent credit union auto growth. While auto loan growth has been trending down, many credit unions continue to experience double digit auto growth. While the resiliency of auto sales continues to be an opportunity for […]
In a past edition of our c. notes, we discuss the Key Competencies of a Strategic C-Suite Team. While in the c. notes we demonstrate 7 key competencies, in this blog we focus on the first competency – proficient at identifying and creating an evolving and sustainable business model. Visualizing and articulating the long-term view […]
/images/White-Logo.png00Heidi Reyes/images/White-Logo.pngHeidi Reyes2019-02-27 10:15:382019-03-31 11:54:25The Competency of Being Proficient in Identifying and Creating an Evolving and Sustainable Business Model
Liquidity remains a relevant topic, and we have written several blogs recently dealing with this important issue: Deposit and Liquidity Concerns and Is Your Certificate Promotion Doing What You Want?. Some places are seeing liquidity tighten due to outflows in deposits, though for many credit unions liquidity pressures are being driven primarily by growth in loans. […]
The latest entry in our Napkin Math video series demonstrates how to quickly convert basis points to dollars. Like the previous videos in this series, this short video shows the simple math that credit union leaders can literally do on the back of a napkin to understand ballpark financial performance. When you have 5 to […]
/images/White-Logo.png00Heidi Reyes/images/White-Logo.pngHeidi Reyes2019-02-13 10:50:502019-03-31 11:55:25Napkin Math: How to Quickly Convert Basis Points to Dollars
Being an Asset/Liability Committee (ALCO) member is one of the most exciting roles in the credit union. If you have the urge to roll your eyes right now, read on. Asset/liability management (A/LM) touches almost every area of the credit union and connecting all those dots is not only exciting, it can be hugely impactful. […]
/images/White-Logo.png00Heidi Reyes/images/White-Logo.pngHeidi Reyes2019-02-06 10:45:162019-03-31 11:55:40Transforming from Operational ALCO to Strategic ALCO – Let's Get Started!
New and Emerging Strategic Questions Surrounding Indirect Lending
ALM, Consumer Behavior, Featured, Strategic PlanningHigher auto rates, whispers of a potential recession, and rising prices of cars have made just a minor dent in recent credit union auto growth. While auto loan growth has been trending down, many credit unions continue to experience double digit auto growth. While the resiliency of auto sales continues to be an opportunity for […]
The Competency of Being Proficient in Identifying and Creating an Evolving and Sustainable Business Model
Featured, Miscellaneous, Strategic PlanningIn a past edition of our c. notes, we discuss the Key Competencies of a Strategic C-Suite Team. While in the c. notes we demonstrate 7 key competencies, in this blog we focus on the first competency – proficient at identifying and creating an evolving and sustainable business model. Visualizing and articulating the long-term view […]
Are Unprofitable Loans Creating a Liquidity Challenge?
ALM, Featured, LiquidityLiquidity remains a relevant topic, and we have written several blogs recently dealing with this important issue: Deposit and Liquidity Concerns and Is Your Certificate Promotion Doing What You Want?. Some places are seeing liquidity tighten due to outflows in deposits, though for many credit unions liquidity pressures are being driven primarily by growth in loans. […]
Napkin Math: How to Quickly Convert Basis Points to Dollars
ALM, Education, FeaturedThe latest entry in our Napkin Math video series demonstrates how to quickly convert basis points to dollars. Like the previous videos in this series, this short video shows the simple math that credit union leaders can literally do on the back of a napkin to understand ballpark financial performance. When you have 5 to […]
Transforming from Operational ALCO to Strategic ALCO – Let’s Get Started!
ALM, Featured, Strategic PlanningBeing an Asset/Liability Committee (ALCO) member is one of the most exciting roles in the credit union. If you have the urge to roll your eyes right now, read on. Asset/liability management (A/LM) touches almost every area of the credit union and connecting all those dots is not only exciting, it can be hugely impactful. […]