We live in a data driven world, but the data is far more useful if it is accessible and reliable. Ask yourself – do you view the reliability and accessibility of your data as a competitive advantage or a frustrating drag? Do you have multiple sources of information that sometimes show conflicting information, especially when […]
Among the many financial institutions that have implemented new loan origination systems (LOS), core systems, or other systems, a number of them find they’re really not getting what they wanted out of the new technology. Having heard so many implementation stories, we wanted to share a few of the lessons learned and, hopefully, save you […]
/images/White-Logo.png00Heidi Reyes/images/White-Logo.pngHeidi Reyes2019-03-13 10:18:372019-03-31 11:53:18Keys to a Clear & Effective Objectives Statement for Your RFP Process
Higher auto rates, whispers of a potential recession, and rising prices of cars have made just a minor dent in recent credit union auto growth. While auto loan growth has been trending down, many credit unions continue to experience double digit auto growth. While the resiliency of auto sales continues to be an opportunity for […]
In a past edition of our c. notes, we discuss the Key Competencies of a Strategic C-Suite Team. While in the c. notes we demonstrate 7 key competencies, in this blog we focus on the first competency – proficient at identifying and creating an evolving and sustainable business model. Visualizing and articulating the long-term view […]
/images/White-Logo.png00Heidi Reyes/images/White-Logo.pngHeidi Reyes2019-02-27 10:15:382019-03-31 11:54:25The Competency of Being Proficient in Identifying and Creating an Evolving and Sustainable Business Model
Liquidity remains a relevant topic, and we have written several blogs recently dealing with this important issue: Deposit and Liquidity Concerns and Is Your Certificate Promotion Doing What You Want?. Some places are seeing liquidity tighten due to outflows in deposits, though for many credit unions liquidity pressures are being driven primarily by growth in loans. […]
Benefits of Focusing on Data Integrity
ALM, Budgeting, Featured, Process Improvement, Strategic PlanningWe live in a data driven world, but the data is far more useful if it is accessible and reliable. Ask yourself – do you view the reliability and accessibility of your data as a competitive advantage or a frustrating drag? Do you have multiple sources of information that sometimes show conflicting information, especially when […]
Keys to a Clear & Effective Objectives Statement for Your RFP Process
Featured, Process Improvement, Strategic Planning, TechnologyAmong the many financial institutions that have implemented new loan origination systems (LOS), core systems, or other systems, a number of them find they’re really not getting what they wanted out of the new technology. Having heard so many implementation stories, we wanted to share a few of the lessons learned and, hopefully, save you […]
New and Emerging Strategic Questions Surrounding Indirect Lending
ALM, Consumer Behavior, Featured, Strategic PlanningHigher auto rates, whispers of a potential recession, and rising prices of cars have made just a minor dent in recent credit union auto growth. While auto loan growth has been trending down, many credit unions continue to experience double digit auto growth. While the resiliency of auto sales continues to be an opportunity for […]
The Competency of Being Proficient in Identifying and Creating an Evolving and Sustainable Business Model
Featured, Miscellaneous, Strategic PlanningIn a past edition of our c. notes, we discuss the Key Competencies of a Strategic C-Suite Team. While in the c. notes we demonstrate 7 key competencies, in this blog we focus on the first competency – proficient at identifying and creating an evolving and sustainable business model. Visualizing and articulating the long-term view […]
Are Unprofitable Loans Creating a Liquidity Challenge?
ALM, Featured, LiquidityLiquidity remains a relevant topic, and we have written several blogs recently dealing with this important issue: Deposit and Liquidity Concerns and Is Your Certificate Promotion Doing What You Want?. Some places are seeing liquidity tighten due to outflows in deposits, though for many credit unions liquidity pressures are being driven primarily by growth in loans. […]