As the New Year gets underway, management teams and CFOs have already started thinking through the various x-factors that could impact earnings in 2019. At the top of the list for many decision-makers is a flat yield curve. The potential of a flat Treasury yield curve has been looming for quite some time. In February […]
Now that the beginning of the year is upon us, many of the key projects that came out of strategic planning in 2018 are kicking off. It’s an exciting time! Unfortunately, not all of those key projects will be completed successfully, many will result in schedule and budget overruns, and some will extract significant pain […]
The following blog post was written by c. myers and originally published by CUES on January 2, 2019. How will you respond? Imagine a world where member deposits are harder and harder to come by—a world in which slow leaks in the potential deposit pool have become a steady drain. As you imagine that world, the time […]
This excerpt from our recent CUES webinar demonstrates how to look at Profitability by Loan Category from a bottom-line perspective. In less than 5 minutes, we walk through some clear examples of what could happen to loan profitability as market interest rates change. To view the entire 1-hour CUES webinar, titled Advance Management of Your […]
Written by David Loftus. A few weeks back, I asked my seven year old daughter what she wanted for Christmas. Her reply, an Alexa. My first thought was that she seems a little young so I thought I would ask a few questions. “Why do you want an Alexa?” I asked. “Because she does what […]
Navigating a Flat Yield Curve
ALM, Economy, Featured, Interest Rate RiskAs the New Year gets underway, management teams and CFOs have already started thinking through the various x-factors that could impact earnings in 2019. At the top of the list for many decision-makers is a flat yield curve. The potential of a flat Treasury yield curve has been looming for quite some time. In February […]
Moving Forward with Strategic Implementation
Featured, Process Improvement, Project Management, Strategic PlanningNow that the beginning of the year is upon us, many of the key projects that came out of strategic planning in 2018 are kicking off. It’s an exciting time! Unfortunately, not all of those key projects will be completed successfully, many will result in schedule and budget overruns, and some will extract significant pain […]
Deposit Disruption, 2019 Edition
ALM, Consumer Behavior, Featured, Liquidity, TechnologyThe following blog post was written by c. myers and originally published by CUES on January 2, 2019. How will you respond? Imagine a world where member deposits are harder and harder to come by—a world in which slow leaks in the potential deposit pool have become a steady drain. As you imagine that world, the time […]
C. myers’ CUES Webinar Excerpt – Profitability by Category in Changing Rate Environments
ALM, Education, Featured, Interest Rate RiskThis excerpt from our recent CUES webinar demonstrates how to look at Profitability by Loan Category from a bottom-line perspective. In less than 5 minutes, we walk through some clear examples of what could happen to loan profitability as market interest rates change. To view the entire 1-hour CUES webinar, titled Advance Management of Your […]
All I Want for Christmas is AI
Consumer Behavior, Featured, TechnologyWritten by David Loftus. A few weeks back, I asked my seven year old daughter what she wanted for Christmas. Her reply, an Alexa. My first thought was that she seems a little young so I thought I would ask a few questions. “Why do you want an Alexa?” I asked. “Because she does what […]