Some credit unions find that they are excellent at strategic planning, but terrible at execution. Project management is a tool that can help with executing projects in a timely and well-planned manner. The key is to keep your project management simple and straightforward. If there are too many projects (and too little time to complete […]
Recently, NCUA released its proposed rule for capital planning and stress testing. Even though the regulation will only affect credit unions with assets $10 billion and above, consider your institution. How adequately prepared are you if, in the future, this rule were to be applied to credit unions under $10 billion in assets? Let us […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2013-11-15 11:15:542021-01-25 15:32:05Survey on NCUA Proposed Rule for Capital Planning and Stress Testing
The final step in an effective project management life cycle, often forgotten or neglected by project teams, is Project Closure. Let’s face it: few projects are executed without at least a few “hiccups” along the way. Project management can be more art than science in some instances; there isn’t always one “right” way to proceed […]
As credit unions develop contingent funding scenarios to test against contingency funding plans, the solution to a liquidity event is perhaps as important as ensuring the scenario is both realistic and rigorous. In working with various credit unions, solutions to liquidity scenarios range from CD promotions to brokered (non-member) deposits to borrowings and lastly, to […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2013-10-31 12:35:152021-01-25 15:32:06All Sources Of Liquidity Cost Something – But Which Impacts Net Worth Ratios The Least?
An important component of A/LM modeling that some interest rate risk (IRR) models ignore is applying early withdrawal assumptions to Member CDs. This is especially true for credit unions whose members are rate sensitive and/or accustomed to higher rates. If models do not consider early withdrawals, the benefit of longer-term CDs can be materially overstated […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2013-10-24 09:51:572021-01-25 15:32:06Interest Rate Risk and Member CD Early Withdrawals
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Effective Project Management Is A Key Component To Successfully Implementing Strategic Plans
Strategic Implementation Blog PostsSome credit unions find that they are excellent at strategic planning, but terrible at execution. Project management is a tool that can help with executing projects in a timely and well-planned manner. The key is to keep your project management simple and straightforward. If there are too many projects (and too little time to complete […]
Survey on NCUA Proposed Rule for Capital Planning and Stress Testing
ALM, Interest Rate Risk Blog PostsRecently, NCUA released its proposed rule for capital planning and stress testing. Even though the regulation will only affect credit unions with assets $10 billion and above, consider your institution. How adequately prepared are you if, in the future, this rule were to be applied to credit unions under $10 billion in assets? Let us […]
Project Management Closure: A Key Strategy For Future Success
Strategic Implementation Blog PostsThe final step in an effective project management life cycle, often forgotten or neglected by project teams, is Project Closure. Let’s face it: few projects are executed without at least a few “hiccups” along the way. Project management can be more art than science in some instances; there isn’t always one “right” way to proceed […]
All Sources Of Liquidity Cost Something – But Which Impacts Net Worth Ratios The Least?
Liquidity Blog PostsAs credit unions develop contingent funding scenarios to test against contingency funding plans, the solution to a liquidity event is perhaps as important as ensuring the scenario is both realistic and rigorous. In working with various credit unions, solutions to liquidity scenarios range from CD promotions to brokered (non-member) deposits to borrowings and lastly, to […]
Interest Rate Risk and Member CD Early Withdrawals
ALM, Interest Rate Risk Blog PostsAn important component of A/LM modeling that some interest rate risk (IRR) models ignore is applying early withdrawal assumptions to Member CDs. This is especially true for credit unions whose members are rate sensitive and/or accustomed to higher rates. If models do not consider early withdrawals, the benefit of longer-term CDs can be materially overstated […]