Margin compression, excess deposits, growth in mortgage loans, pressure on non-interest income, the list goes on and on. All point to the increasing importance of optimizing your financial structure for your institution’s strategy, desired financial performance, and risk tolerance. The NCUA’s new derivatives rule makes it easier than ever for federal credit unions to add derivatives to their toolbox.
In this session, we will explore strategic considerations for credit unions as they determine their optimal structure, the role derivatives can play, and how they compare to alternatives.
- Why defining clear objectives should be the first step toward optimizing your balance sheet
- How derivatives can help smooth earnings to create more strategic flexibility
- How to evaluate the risk/return trade-offs of mitigating interest rate risk using derivatives and other options
C. myers will speak on Thursday, December 9 at 1:30 pm ET.