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STRATEGY LEVER CALCULATOR
Click here to open this calculator in a new window
% Assets
Rate
Loans
Investments
36.50%
Cost of Funds Calculation
Non-Earning Assets
0.00%
% Funds
Rate
Total Assets
100.00%
3.36%
Non-Maturity
69.00%
CDs
Cost of Funds
100.00%
0.60%
Borrowings
Net Worth
Net Interest Margin
2.75%
Cost of Funds Calculation Override
COF Override
Operating Expense
Prov Loan Losses
Fee/Other Income
Net Op Expense
1.96%
Base ROA
ROA
0.79%
Set Base ROA
ROA—Difference from Base
0.00%
When calculating cost of funds, you can either manually adjust line items or you can choose to override the detailed input with an average rate. Once you arrive at a baseline ROA, click the
Set Base ROA
button to store it. Then, you can perform what-ifs to see the impact.
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click here to open this calculator in a new window
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