5 minute read – When optimizing earnings, choosing a range of environments to plan on is an important strategic decision for any leadership team. Focusing on a range of expected rates, rather than a single rate environment, can help leaders embrace uncertainty – expanding information and encouraging discussions on actions that can improve earnings across … Continued
3 minute read – The following blog post was written by c. myers and originally published by CUES on December 10, 2020. You know you need to move the business forward, but an uncertain financial future makes it tough to decide which strategic investments should be made now and which can wait. Seeking the best … Continued
5 minute read – As many leadership teams are in the process of revamping lending to be more consumer friendly and productive in a digital world, investment portfolios are often being asked to play a bigger role while lending builds the desired momentum. In an environment where many are trying to eke out every bit … Continued
6 minute read – Many financial institutions are preparing for earnings pressure to continue in 2021. Short-term rates near zero and record low long-term rates are squeezing net interest margins. Gains on mortgage sales have helped, but that level of income can’t continue forever. Understanding where your financial structure is making money, losing money, or … Continued
3 minute read – Do you feel like your business is moving faster than the talent? Having the right talent that grows and changes with the business can feel elusive, but conscious effort and focus in this area can create a competitive advantage. It feels as though the industry is moving at warp speed, given … Continued
6 minute read – Yes, there can be competitive advantages in what feels like a commoditized industry. One effective competitive advantage is a disciplined approach to strategic implementation. Executives who have decided to make strategic implementation a competitive advantage, require their organization to embrace these habits: 1) Disciplined Process for Strategically Allocating Resources These executives realize … Continued
4 minute read – As the pandemic hit, many employees stepped up, going above and beyond. While some are finding the uncertainty of the new environment an exciting challenge, others are running on sheer nerves and grit. As we talk with senior leaders, we’ve been gauging how organizations are faring and noting what’s working for … Continued
3 minute read – The following blog post was written by c. myers and originally published by CUES on June 11, 2020. Waiting for the storm to blow over won’t work; instead do judicious budget trimming that puts strategy first. Like in the Great Recession, decision-makers are facing a margin squeeze, credit risk is unknown … Continued
3 minute read – Improving a process can bring many positive changes, including boosting profitability, but we’re often asked how organizations can progress from making improvements on processes to embedding process improvement into the culture. By definition, changing the culture requires changing mindsets as well as actions. It means moving away from most people not … Continued
2 minute read – In today’s competitive environment, financial institutions have to search for new and different ways to improve performance. One area many feel could have a significant positive impact is the potential for improving company culture. Because culture can feel abstract and often has a broad scope, it is important to tackle this … Continued
