Let’s start the new year off with a different kind of 180-second exercise. Set a timer for 3 minutes and write down ten (or more) instances in which you are proud of how you showed up in 2023. We’ll wait. Were you able to come up with ten? How did it feel to take time … Continued
Biometric authentication methods are one the newest generations of security measures and one of the latest iterations can be found at your local Whole Foods. The next time you are buying organic kombucha, you may find yourself in front of an Amazon One sensor alongside the register. Amazon One sensors enable consumers to use their … Continued
5 minute read – It’s no surprise that borrowings have increased significantly over the last year. With non-maturity deposits shrinking, institutions have been filling the gap with borrowings. As more borrowings are being added and used more actively, it is important to keep a few points in mind. * First, borrowing strategically can … Continued
4 minute read – Unprecedented. We hear this word used every day. However, if you are a student of history, you know that there are no new stories and we’ve read a version of this story before, except now it has new economic twists and technological turns. The questions being asked, and the assumptions being … Continued
4 minute read – The world is becoming more complex by the minute. As this happens, many Boards are stepping back and asking themselves how their role should continue to evolve to best help the organization. Many Boards are expressing a desire, as well as realizing the necessity, to go to a more strategic level … Continued
5 minute read – As rates have increased materially, and liquidity pressure continues to build, leaders are faced with hard and timely decisions. We feel reposting our blog on decay rates will help decision-makers keep critical ALM modeling issues top of mind. The weight of important decisions is always present – don’t lose sight of … Continued
4 minute read – Thriving leaders embrace the fact that they are in the people business, first and foremost. They realize and appreciate that – regardless of the external forces they face, how advanced technology becomes, and whether they are poised for rapid growth or preparing for recession – they still need to prioritize … Continued
4 minute read – The following blog post was written by c. myers and originally published by CUES on November 7, 2022. Asset/Liability Committee meetings are an opportunity to create compelling collaborations that are interesting, relevant, and result in better member value and better asset/liability management – AND you get to check the compliance box. If … Continued
3 minute read – The list of pressures on revenue and earnings seems to grow by the day. There are many different drivers of inflation right now, such as food prices, supply chain issues, and wage growth, each of which brings their own unique impacts. Rising rates, recession concerns, and tightening liquidity bring additional pressures … Continued
4 minute read – Why do you want to grow? Financial institutions have many different reasons, but one of them is almost always for scale. Digging deeper, they want to get the boost that size can give in terms of making it easier to grow revenue faster than expenses. Ironically, one of the most … Continued
