4 minute read – Risk often comes in pairs, and right now, interest rate risk (IRR) and liquidity risk are the dynamic duo putting pressure on financial institutions’ balance sheets. In looking at paths to address these risks, the options don’t always look that great. In some cases, they may create other issues with earnings … Continued
4 minute read – The world is becoming more complex by the minute. As this happens, many Boards are stepping back and asking themselves how their role should continue to evolve to best help the organization. Many Boards are expressing a desire, as well as realizing the necessity, to go to a more strategic level … Continued
3 minute read – “Global surveys have revealed that organizational leaders are mostly satisfied with their employees’ content knowledge or technical skills. However, what they complain about is the lack of creativity in many otherwise qualified graduates.” [Source] We often hear, “I used to be creative, but my creativity has disappeared.” Lucky for you, unlike … Continued
4 minute read – The following blog post was written by c. myers and originally published by CUES on March 20. 2023. Succession planning is like exercise. Everyone knows that they SHOULD do it and that it helps prevent future problems, but it can be hard to prioritize. NCUA is working to provide some motivation. If the proposed … Continued
5 minute read – There are countless references today to the “lone wolf” – the person who stands alone and doesn’t need anyone else to be successful, individualism marked as the key characteristic to success. But the “lone wolf” is a temporary status because even the powerful and intelligent wolf depends upon the pack for … Continued
4 minute read – Imagine you have begun climbing Mount Everest, you reach 24,000 feet and realize you didn’t bring enough oxygen. Without oxygen, it is nearly impossible to complete the climb. Do you take it as a failure? Or do you acknowledge your disappointment and take it as an opportunity to reflect and assess … Continued
4 minute read – The following blog post was written by c. myers and originally published by CUES on December 21, 2022. As leaders, we know that engaged employees are good for morale, which is good for business. It is also personally rewarding to help grow talent and deepen their connections and contributions to a higher … Continued
7 minute read – As rates have increased materially, and liquidity pressure continues to build, leaders will continue to be faced with high-impact decisions that can have longer term consequences. Reliable and timely financial decision-information is a huge component of a successful decision-making process. This blog on Static Balance Sheet Analysis (sometimes referred to as … Continued
4 minute read – The following blog post was written by c. myers and originally published by CUES on November 7, 2022. Asset/Liability Committee meetings are an opportunity to create compelling collaborations that are interesting, relevant, and result in better member value and better asset/liability management – AND you get to check the compliance box. If … Continued
4 minute read – The following blog post was written by c. myers and originally published by CUES on September 19, 2022. Targeting younger customers is so common that you could say it’s ubiquitous, but the reasons why are often fuzzy. Gaining traction with this group in a way that benefits both younger people and … Continued
