Search: "business model"

Brexit’s Effect On Your Business Model

Except for those that have been on vacation in a very remote location, all of us have heard or read countless reports about how voters in The United Kingdom (UK) decided to leave the European Union (Brexit), and predictions about the impact to the global economy (Source). This decision will have long-term implications, as UK […]

CECL’s Threats To Your Business Model: Six Questions To Consider

CECL is a new set of rules that every credit union eventually will have to play by. While it may not be in effect until 2021, many credit unions could find that they need all that time to reposition their business models to prepare for its impact. Keep in mind that the impact being discussed […]

Will A Shift In Long-Term Borrowing Capacity Of Consumers Impact Your Business Model?

In February 2009, we published a c. notes article titled, Liquidity: 9 “What-Ifs” Worth Exploring.  Even though liquidity is not a concern now for many credit unions, events outside of their control could quickly make it a serious issue.  The article encourages credit unions to answer key valid questions to help prepare them for the […]

What’s the Real Promise of Artificial Intelligence (AI)?

In our blog of December 7, 2017, we asked the question, “How long do you believe it will be before AI will impact your business model and strategy?”  With options of less than 2 years, 2-5 years, 5-10 years, and greater than 10 years, the responses were heavily weighted toward the shorter end of around […]

Making Sense of CECL: An Interactive Workshop

During this hands-on workshop (limited availability), attendees will navigate the uncharted waters of CECL together, using tools designed to explore various methodologies and implications to the credit union business model. You’ll work with your unique data and collaborate with other credit unions as you bring the various aspects of CECL into focus.

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