https://www.cmyers.com/wp-content/uploads/2020/12/blog-post-scaled.jpg17072560Charlene Leland/images/White-Logo.pngCharlene Leland2013-02-09 21:54:402021-03-02 14:04:23Building Blocks of a High-Functioning Board
Now that the budget is done, 2012 is closed and you have a chance to breathe…what is one thing you would change about the budgeting process? Please click here to answer our survey question.
It is important for decision-makers to understand the impact assumptions can have on the risk-return trade-offs presented in investment proposals. One of the key assumptions that can have a material impact on the decision information being presented is prepayment speeds. Our focus in this blog is on investments with high yields and high premiums. If […]
The most recent 2012 NCUA data shows that year-to-date, about 29% of all credit unions have run either a zero or negative provision for loan loss, due primarily to overfunding of the allowance. The bulk of these credit unions were smaller in terms of asset size. Filtering to credit unions with assets over $500M, the […]
While assumptions such as prepayment speeds, deposit pricing and withdrawal speeds get much examiner attention, an equally important modeling issue is the aggregation of account data. The NCUA’s Interest Rate Risk Questionnaire defines data aggregation as the act of combining general ledger accounts when inputting data into the model. Basically, it involves grouping “like” products. […]
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
Cookie
Duration
Description
cookielawinfo-checkbox-analytics
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional
11 months
The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy
11 months
The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Building Blocks of a High-Functioning Board
Strategic Leadership Development ArticlesSurvey: Budgeting
Budgeting Blog PostsNow that the budget is done, 2012 is closed and you have a chance to breathe…what is one thing you would change about the budgeting process? Please click here to answer our survey question.
Investment Decisions
ALM Blog PostsIt is important for decision-makers to understand the impact assumptions can have on the risk-return trade-offs presented in investment proposals. One of the key assumptions that can have a material impact on the decision information being presented is prepayment speeds. Our focus in this blog is on investments with high yields and high premiums. If […]
PLL and Managing Expectations
ALM Blog PostsThe most recent 2012 NCUA data shows that year-to-date, about 29% of all credit unions have run either a zero or negative provision for loan loss, due primarily to overfunding of the allowance. The bulk of these credit unions were smaller in terms of asset size. Filtering to credit unions with assets over $500M, the […]
Preventing Misleading Aggregation Results
ALM Blog PostsWhile assumptions such as prepayment speeds, deposit pricing and withdrawal speeds get much examiner attention, an equally important modeling issue is the aggregation of account data. The NCUA’s Interest Rate Risk Questionnaire defines data aggregation as the act of combining general ledger accounts when inputting data into the model. Basically, it involves grouping “like” products. […]