In comments surrounding the new rule on Interest Rate Risk, the NCUA states that, “net worth is the best measure against which to gauge a credit union’s risk exposure.” As credit unions are looking to improve earnings and grow net worth dollars in this historically low interest rate environment, yield on assets and cost of […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2012-05-17 13:26:192021-01-25 15:32:45Operational Efficiency—Improving Earnings And Member Experiences While Driving Increases In Net Worth Dollars
As interest rates have been at historic lows for a prolonged period of time, credit unions have had the benefit of lowering their cost of funds (COF) as loan and investment yields decline. Many seem to have worked through their credit issues and, at least for now, have been able to reduce their provision for […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2012-05-10 14:00:042021-01-25 15:32:45c. notes Excerpt: Thriving In A World of Shrinking Margins
https://www.cmyers.com/wp-content/uploads/2020/12/blog-post-scaled.jpg17072560Charlene Leland/images/White-Logo.pngCharlene Leland2012-05-09 21:58:292021-03-02 14:07:58The New IRR Rule: Be Prepared to Defend Your A/LM Policy and Program
The CFPB is coming online and has begun proposing rules and examining financial institutions. While questions still abound on the bureau’s stance and operations, credit unions should consider the potential impact of new regulations. For example, most credit unions weathered overdraft protection regulations fairly well by getting members to opt-in. However, the CFPB is currently […]
NCUA’s new rule on interest rate risk emphasizes board-approved policy and oversight by the board. The board is also responsible for setting strategic direction. With the speed of change the industry has experienced lately, keeping board members apprised of all that’s happening has become more challenging than ever. Board meetings typically focus on the day-to-day […]
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Operational Efficiency—Improving Earnings And Member Experiences While Driving Increases In Net Worth Dollars
ALM Blog PostsIn comments surrounding the new rule on Interest Rate Risk, the NCUA states that, “net worth is the best measure against which to gauge a credit union’s risk exposure.” As credit unions are looking to improve earnings and grow net worth dollars in this historically low interest rate environment, yield on assets and cost of […]
c. notes Excerpt: Thriving In A World of Shrinking Margins
ALM, Strategic Planning Blog PostsAs interest rates have been at historic lows for a prolonged period of time, credit unions have had the benefit of lowering their cost of funds (COF) as loan and investment yields decline. Many seem to have worked through their credit issues and, at least for now, have been able to reduce their provision for […]
The New IRR Rule: Be Prepared to Defend Your A/LM Policy and Program
ALM, Interest Rate Risk ArticlesThe CFPB Starts Flexing Its Muscles
Uncategorized Blog PostsThe CFPB is coming online and has begun proposing rules and examining financial institutions. While questions still abound on the bureau’s stance and operations, credit unions should consider the potential impact of new regulations. For example, most credit unions weathered overdraft protection regulations fairly well by getting members to opt-in. However, the CFPB is currently […]
Bits And Bites For The Board
Strategic Planning Blog PostsNCUA’s new rule on interest rate risk emphasizes board-approved policy and oversight by the board. The board is also responsible for setting strategic direction. With the speed of change the industry has experienced lately, keeping board members apprised of all that’s happening has become more challenging than ever. Board meetings typically focus on the day-to-day […]