In a recent issue of the Wall Street Journal, Lewis Ranieri—once known as the father of mortgage finance—said it is time for nontraditional lenders to enter the market, bringing with them a return to subprime lending. Ranieri said “the pendulum has swung too far in the other direction,” meaning that lending standards were once too […]
With fee income under fire, it is becoming more important than ever for credit union boards and managements to be able to articulate their philosophies on fees. Simply saying, “We don’t like to fee our members” is not enough. Most credit unions are already considering, if not implementing, new fees and fee increases—not because they […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2011-07-14 09:35:082021-01-25 15:33:04Do You Have A Clear Philosophy On Fees?
We are interested to find out what credit unions are planning to do in regards to recapitalizing their corporate credit union. Click here to take a 1-question survey and let us know!
Considering the rise in financial institutions charging fees for checking accounts in anticipation of interchange regulation, do you expect consumers to consolidate accounts? How might that affect your credit union?
With the regulatory landscape evolving so rapidly, we’re interested in hearing what the top 3 focal points of your most recent A/LM exams have been. Click here to take a brief, 1-question survey addressing this question: Thanks in advance for your time!
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Back In The Subprime Game
ALM, Consumer Behavior and Technology, Economy Blog PostsIn a recent issue of the Wall Street Journal, Lewis Ranieri—once known as the father of mortgage finance—said it is time for nontraditional lenders to enter the market, bringing with them a return to subprime lending. Ranieri said “the pendulum has swung too far in the other direction,” meaning that lending standards were once too […]
Do You Have A Clear Philosophy On Fees?
ALM, Budgeting, Strategic Planning Blog PostsWith fee income under fire, it is becoming more important than ever for credit union boards and managements to be able to articulate their philosophies on fees. Simply saying, “We don’t like to fee our members” is not enough. Most credit unions are already considering, if not implementing, new fees and fee increases—not because they […]
Recapitalize?
ALM Blog PostsWe are interested to find out what credit unions are planning to do in regards to recapitalizing their corporate credit union. Click here to take a 1-question survey and let us know!
The Rise In Checking Account Fees (Something To Consider)
ALM, Consumer Behavior and Technology Blog PostsConsidering the rise in financial institutions charging fees for checking accounts in anticipation of interchange regulation, do you expect consumers to consolidate accounts? How might that affect your credit union?
A/LM Exam Focus
ALM Blog PostsWith the regulatory landscape evolving so rapidly, we’re interested in hearing what the top 3 focal points of your most recent A/LM exams have been. Click here to take a brief, 1-question survey addressing this question: Thanks in advance for your time!