Who doesn’t want to have the right things done, at the right time, within budget? Nobody. Yet, across all industries, up to 72% of projects fail (Source: The Chaos Report, Project Management Institute, April 2009). A poor project management process is the single largest reason for this high rate of failure, which costs money, wastes […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2010-01-20 11:33:582021-01-25 15:33:32Effective Project Management Can Improve The Bottom Line
2010 begins with an immense question attached to it: Where will the economy go this year? Confounding any sort of clear answer are the conflicting signs of continued recovery and renewed downturn that came with the close of 2009: The housing market has seen home prices rise for the sixth straight month in October. However, […]
Evolving consumer behavior and internet usage trends may have an even more significant impact on the fundamental way credit unions strategically manage their business model and create differentiation in the future—and these trends aren’t necessarily isolated to a particular generation. Consider the following statistics from the Pew Internet & American Life Project, January 2009: Today, […]
In February 2009, we published a c. notes article titled, Liquidity: 9 “What-Ifs” Worth Exploring. Even though liquidity is not a concern now for many credit unions, events outside of their control could quickly make it a serious issue. The article encourages credit unions to answer key valid questions to help prepare them for the […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2009-12-07 10:38:422021-01-25 15:33:32Will A Shift In Long-Term Borrowing Capacity Of Consumers Impact Your Business Model?
Loan interest income may be overstated in the budget if there is a large balance of non-performing loans. This occurs if loan income is budgeted based on what the members are contractually obligated to pay rather than the actual payments received on performing loans. Here are the two most common ways credit unions are adjusting […]
/images/White-Logo.png00Charlene Leland/images/White-Logo.pngCharlene Leland2009-11-23 14:25:432021-01-25 15:33:32Tips For Avoiding Overstating Loan Income In The Budget Process
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Effective Project Management Can Improve The Bottom Line
Strategic Implementation Blog PostsWho doesn’t want to have the right things done, at the right time, within budget? Nobody. Yet, across all industries, up to 72% of projects fail (Source: The Chaos Report, Project Management Institute, April 2009). A poor project management process is the single largest reason for this high rate of failure, which costs money, wastes […]
Big Questions For 2010
Economy, Strategic Planning Blog Posts2010 begins with an immense question attached to it: Where will the economy go this year? Confounding any sort of clear answer are the conflicting signs of continued recovery and renewed downturn that came with the close of 2009: The housing market has seen home prices rise for the sixth straight month in October. However, […]
The Internet—Strategic Delivery Channel Issues And Differentiation
Consumer Behavior and Technology, Strategic Planning Blog PostsEvolving consumer behavior and internet usage trends may have an even more significant impact on the fundamental way credit unions strategically manage their business model and create differentiation in the future—and these trends aren’t necessarily isolated to a particular generation. Consider the following statistics from the Pew Internet & American Life Project, January 2009: Today, […]
Will A Shift In Long-Term Borrowing Capacity Of Consumers Impact Your Business Model?
Economy, Strategic Planning Blog PostsIn February 2009, we published a c. notes article titled, Liquidity: 9 “What-Ifs” Worth Exploring. Even though liquidity is not a concern now for many credit unions, events outside of their control could quickly make it a serious issue. The article encourages credit unions to answer key valid questions to help prepare them for the […]
Tips For Avoiding Overstating Loan Income In The Budget Process
Budgeting Blog PostsLoan interest income may be overstated in the budget if there is a large balance of non-performing loans. This occurs if loan income is budgeted based on what the members are contractually obligated to pay rather than the actual payments received on performing loans. Here are the two most common ways credit unions are adjusting […]