c. myblog

February 9, 2018

The A/LM Implications of Tax Reform

While it could take years to quantify and understand the full impact of the recent Tax Cuts and Jobs Act, it is not too early to start thinking through the potential A/LM implications.  There are several intriguing changes, embedded within hundreds of pages of legislation.  The focus here will be on a few key highlights, […]

February 1, 2018

Now is the Time to Strategize on Investments

After the Great Recession, credit union loan-to-share ratios declined steeply and didn’t begin their long, slow recovery until 2013.  It has taken 4 more years to approach pre-crisis levels.  Now, credit unions are beginning to face very different questions than they have since the financial crisis. Even if your credit union isn’t feeling a liquidity […]

January 25, 2018

Keep Risk Concerns in Mind with New Uses for Blockchain Technology

Blockchain and digital currencies continue to gain more attention and traction in the market.  As this happens, the uses and applications of blockchain are becoming more varied as companies and people think innovatively about how to use this technology to enhance their businesses and lives.  While this is happening, it’s important to consider the risks […]

January 19, 2018

FinTechs vs. Traditional Lenders – Is There a Difference?

TransUnion recently released a study comparing FinTechs to other lenders, and used personal loans issued between 2014 and 2016 as the basis for the study.  The study’s objective is to answer the question, “Are FinTechs different from other lenders?”  Interestingly enough, this is a question credit unions have been speculating on for years in an […]

January 12, 2018

What’s the Real Promise of Artificial Intelligence (AI)?

In our blog of December 7, 2017, we asked the question, “How long do you believe it will be before AI will impact your business model and strategy?”  With options of less than 2 years, 2-5 years, 5-10 years, and greater than 10 years, the responses were heavily weighted toward the shorter end of around […]

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