Yield tables provide a wealth of information to evaluate prospective investment purchases. Take the example below. The screen shows the coupon and the prices as well as possible prepayment speed, yield and average life depending on the rate environment. Not unlike the IRR process, decision-makers should asses the reasonableness of the assumptions being presented in […]
This is a statement heard more frequently in the past couple of years. For those thinking it, here are some questions worth considering. Question 1: Is my lending process working for me? The economy shows glimmers of improvement, with home values up and consistent increases in new auto sales as some evidence. Before turning to […]
As members continue to adopt online channels, the online “face” of your credit union may be the only face many of your members see on a regular basis. Is that online/mobile experience on par with the branch or phone experience you strive for? In the rush to keep up with expensive technology advances, credit unions […]
